National Restoration

24/7 Emergency Storm Damage Response: 1-833-324-2034

Storm Claim Specialists

Storm Damage Restoration & Insurance Claim Experts

Storm restoration is our core specialty. National Restoration combines -certified damage assessment, Xactimate-fluent documentation, and full-service repairs into a single, coordinated process — so property owners and insureds get accurate scopes, fair settlements, and durable repairs without having to manage multiple contractors.

From the moment your emergency call comes in, we dispatch for tarping and board-up, then build the documentation package your carrier needs: photo evidence, moisture mapping, scope of loss, and code-upgrade (ordinance & law) line items. We attend adjuster meetings, submit supplements when damage is undercounted, and handle every repair trade under one roof.

Emergency storm damage response crew
National Restoration team member meeting with insurance adjuster
Insurance Coordination

Deep Insurance-Side Expertise

Most contractors submit a bid and leave the claim work to you. We approach every storm file as a claim specialist: building the scope of loss from the ground up, understanding ACV vs. RCV valuations, and identifying depreciation recovery and code-upgrade coverage that insureds routinely miss.

  • Xactimate Line-Item Documentation

    Scopes written in the same platform carriers use — reducing disputes and accelerating approval

  • ACV / RCV / Depreciation Clarity

    We explain actual cash value vs. replacement cost value and help insureds understand their recoverable depreciation rights

  • Ordinance & Law (Code Upgrade) Coverage

    We identify code-required upgrades triggered by the loss — items that belong in the claim scope but are often omitted from initial adjuster estimates

  • Supplement Requests

    When initial settlement undercounts scope or misses items, we prepare documented supplement requests to correct the estimate before work begins

  • Adjuster Meeting Representation

    We attend on-site with the adjuster, walking the property with systematic-assessment methodology to ensure all damage is documented in the scope of loss

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Our Process

Storm Claim & Restoration Process

A disciplined six-step workflow — from emergency dispatch through final sign-off — that keeps the claim and the construction coordinated at every stage.

1. Emergency Dispatch & Mitigation

After-hours dispatch protocol ensures crews reach the property within hours. Tarping exposed roof decking, boarding broken openings, and extracting standing water stops the damage from compounding before the formal assessment begins.

2. Systematic Damage Assessment

Systematic inspection using systematic assessment terminology: hail impact patterns, granule displacement, bruising, wind uplift indicators, and functional vs. cosmetic damage distinctions. Class 4 impact-rated replacement priority identified where applicable.

3. Scope of Loss & Documentation

Photo documentation, moisture mapping, material measurements, and a Xactimate line-item scope of loss. Code-upgrade line items included. Delivered to the carrier before the adjuster meeting so the inspection runs from our scope, not theirs.

4. Adjuster Meeting & Supplement

On-site representation at the adjuster meeting. When the initial estimate misses items, we submit documented supplement requests — line by line — to bring the approved scope into alignment with actual damage before repairs begin.

5. Full-Service Restoration

Licensed crews handle roofing, siding, gutters, windows, structural framing, and interior build-back under one contract. No hand-offs between separate specialty subs — single-source accountability from initial tear-off to final inspection.

6. Completion & Warranty

Final QA/QC walkthrough, closeout documentation, and warranty registration. Work is backed by our 5-year workmanship warranty (longer terms available with system upgrades). Material warranty varies by product tier selected at proposal.

Damage Types

Types of Storm Damage We Assess & Restore

Each damage type requires distinct assessment methodology, documentation standards, and repair sequencing. Our crews are trained across all of them.

Hail Damage

Roofing, siding, windows, HVAC units

systematic assessment methodology distinguishes functional damage (granule displacement, mat fracture, bruising) from cosmetic impact. Class 4 impact-rated shingles are specified for replacement where hail frequency warrants the upgrade and policy coverage allows. Metal flashing, gutters, window screens, and HVAC equipment are fully documented alongside the roof scope.

Wind & Uplift Damage

Missing shingles, lifted flashing, structural stress

Wind uplift failures often follow inadequate fastening or starter-strip deficiencies. Assessment includes perimeter fastening patterns, ridge and hip integrity, and flashing adhesion. Structural elements — decking, rafters, gable ends — are inspected for racking stress in higher-wind events such as derechos and tornado-adjacent cells.

Water Intrusion Post-Storm

Roof leak pathways, interior moisture, mold risk

Moisture mapping with meters and thermal imaging (via our imaging partner) identifies intrusion pathways and affected assemblies. IICRC S500 Category and Class classifications guide drying equipment deployment coordinated with our IICRC-certified restoration partners: commercial dehumidifiers, air movers, and HEPA filtration. Antimicrobial treatment applied in affected cavities. Drying logs maintained for carrier documentation.

Tree Impact & Structural Damage

Impact zones, framing damage, penetrations

Tree strikes require immediate tarp deployment and structural assessment before any debris removal. Framing members — rafters, ridge boards, top plates — are evaluated by scope before reconstruction begins. The claim scope addresses the full impact zone: roofing, framing, sheathing, insulation, interior ceiling and wall assemblies.

Ice Dam & Winter Storm Damage

Gutters, decking, interior leaks (Ohio-region focus)

Ice dams form when attic heat melts snow that refreezes at cold eaves, forcing water under shingles. Assessment includes decking rot, gutter deformation, soffit and fascia damage, and attic insulation/ventilation deficiencies that contributed to ice dam formation — an important ordinance & law consideration in claim scoping.

Tornado & Severe Convective Events

Catastrophic structural assessment

Catastrophic events require structural engineering coordination alongside traditional restoration assessment. We stabilize the structure, coordinate with engineers on load-path evaluation, and develop a claim scope that covers the full extent — including code-required upgrades triggered when more than 50% of a structure is affected under local ordinance.

Lightning & Fire-Following-Storm

Structural fire damage, smoke remediation, electrical coordination

Lightning strikes that ignite fires create a combined claim: storm damage plus fire and smoke remediation. Our crews handle both under one scope — structural fire damage, soot and smoke remediation following IICRC protocols, and coordination with licensed electricians for damaged wiring. A single scope of loss covers the full event.

Regional Context

Storm Patterns Across Our Service Regions

Effective storm restoration requires understanding the specific weather events that affect each region — and the claim nuances that come with them.

Atlanta Metro

Atlanta sits in the Southern pine belt, where hail-producing supercell thunderstorms are frequent from spring through early fall. The region also experiences tornado-adjacent wind events and fast-moving squall lines that produce large-hail corridors across the metro.

  • Hail frequency: high-risk corridor spring through early fall
  • Tornado-watch events requiring wind uplift assessment
  • Pine canopy increases tree-impact claim frequency
Washington DC Metro

The DC Metro corridor is exposed to hurricane-remnant systems tracking up the coast, inland derechos, and summer microbursts that concentrate wind damage in localized neighborhoods. The mid-Atlantic coastal exposure also produces significant wind-driven rain intrusion events.

  • Derecho events: broad geographic impact, high supplement rates
  • Hurricane-remnant systems: water intrusion focus
  • Historic district overlay: CoA required before exterior repairs
Ohio

Ohio combines lake-effect snow and ice dam events from Lake Erie exposure with severe thunderstorm and hail corridors that track across the central and southern parts of the state. Ohio sits within one of the most active severe-convective corridors in the Midwest.

  • Lake-effect winter damage: ice dam and freeze-thaw claim types
  • Hail corridor: large-stone events through central and southern Ohio
  • Tornado risk: documented twister paths in western and central Ohio
Emergency Services

24/7 Emergency Response & Immediate Mitigation

When a storm emergency strikes, National Restoration dispatches around the clock. After-hours calls are routed to on-call crews who mobilize with tarping materials, board-up supplies, and extraction equipment. Initial damage assessment begins within hours of arrival — not days.

Immediate mitigation work is documented for the claim file from the start. Every emergency service performed becomes part of the Xactimate scope of loss.

  • Emergency Roof Tarping

    Heavy-duty polyethylene tarps secured over exposed decking to stop water intrusion and protect interiors pending full assessment

  • Board-Up of Openings

    Broken windows, doors, and wall penetrations secured against further weather exposure and unauthorized entry

  • Structural Shoring

    Emergency bracing where impact events have compromised structural stability pending engineering review

  • Water Extraction & Drying Equipment

    Standing water pumped and vacuumed; commercial dehumidifiers and air movers deployed immediately to limit secondary damage and mold risk

  • Site Hazard Documentation

    All emergency actions photographed and logged — forming the first chapter of the claim documentation package

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Emergency storm damage response crew tarping roof
Why Choose Us

Storm Claim Specialists: More Than Just Roofers

The difference between a contractor and a storm claim specialist is the depth of insurance process knowledge brought to every file.

Systematic Damage Assessment

Damage assessments follow -certified terminology and methodology — the same standards carriers and independent adjusters use to evaluate hail and wind claims.

Xactimate-Fluent Scoping

Scopes written in Xactimate — the industry-standard estimating platform — with current price lists, proper line-item sequencing, and code-upgrade items that belong in the claim.

24/7 Availability & Rapid Dispatch

After-hours dispatch protocol routes emergency calls to on-call crews. Prompt mitigation limits secondary damage — and every emergency action is documented for the claim file.

Single-Source Contractor

Roofing, siding, gutters, windows, structural framing, and interior build-back under one contract. One scope, one project manager, one point of accountability from first call to final inspection.

Supplemental Documentation

When carriers undercount scope, we prepare and submit supplemental documentation with photos and measurements. Code upgrade items, missed line items, and manufacturer-required components are identified before repairs start — not discovered at closeout.

Transparent Communication

Property owners receive copies of all documentation: the scope of loss, the adjuster correspondence, and the supplement file. No black-box claim management — you stay informed at every step.

Storm Damage? Start with a Free Assessment.

Contact National Restoration for an immediate response and a no-obligation inspection. We document the damage, build your claim scope, and coordinate with your carrier — so repairs are funded correctly before work begins.